Who We Are

About Moneyboxx

Moneyboxx Finance Limited is a BSE-listed, Non-Deposit taking, Non-Systemically Important Non-Banking Financial Company (NBFC-ND-NSI) registered with the Reserve Bank of India (RBI). It is a subsidiary of Moneyboxx Capital Private Limited and is engaged in the business of providing small-ticket business loans to micro and small enterprises. With financial inclusion at its heart, Moneyboxx caters to unmet credit needs of micro and small enterprises in Tier-III and beyond cities. With 92 branches spread across six states (Rajasthan, Madhya Pradesh, Haryana, Punjab, Uttar Pradesh, Chhattisgarh, Bihar and Gujrat), it caters to credit needs of micro entrepreneurs in important and essential segments (livestock, kirana, retail traders, micro-manufacturers) by extending business loans ranging from INR 50,000 to 3,00,000 with tenure ranging from 6-36 months.

MFL journey started in 2018 with the registration of Moneyboxx Capital Private Ltd as a Private Limited Company. We then acquired Dhanuka Commercial Ltd, an existing listed NBFC and changed the name of the company to Moneyboxx Finance Ltd and Started operations in 2019.

Moneyboxx Finance Ltd has Partnered with Sikka App to meet the digital requirements of rural India. You can now avail loans, Pay EMI and much more through the app.

Download Sikka App: https://sikka.onelink.me/rB2C/5ie8m075​



MSME customers who are still not part of organized financial system deserve financing to fulfil their unmet credit demands; we provide loans to customers graduating from group borrowing to individual borrowing.

The customers despite having good intention and intent are not catered by banks and are at the bottom of the pyramid. So, we help them by financing loans for building their capital assets and working capital needs.


We are into lending unsecured business loans ranging from

₹50,000 to ₹3,00,000

with an average tenure of 36 months


With an initial focus on Haryana, Rajasthan, Punjab, Madhya Pradesh, Uttar Pradesh, Chhattisgarh, Bihar and Gujrat. we now intend to expand in North, Central, and West India. We follow a cluster-based approach. It allows us to create many customers in the same segment in a particular geography.

Branches  January-2024 
Madhya Pradesh 25
Haryana  12
Punjab 9
Uttar Pradesh  13 
Chhattisgarh 3 
Bihar 4 
Gujrat 6 
     Total  92


We believe in a Direct-to-Customer relationship-based approach wherein no third party or DSA is involved. A feet-on-street and ‘PHYGITAL’ model results in extremely efficient sourcing and collection processes and strong portfolio quality


To be “The Lender of Choice” for deserving micro enterprises in INDIA


To deliver easy, cost efficient and technology driven financing solutions to aspiring micro enterprises

Our Lending Partners

Our Values

Our Business Philosophies

We follow a Nine-point philosophy to deliver value thereby ensuring highest level of customer satisfaction, risk management and overall governance


Focus on the right customer segment with the right product mix and optimum geographical footprint


Customer Experience

We not only provide loans but also establish a connect with our customers so that they have a hassle-free experience throughout the loan tenure



We have an efficient on field team and digitally enabled process to enhance the productivity


Operational excellence

Our digitally enabled processes and systems are aligned with the goal of ensuring a hassle-free operational procedure

Credit and Collections

We follow strong credit underwriting and efficient collection processes

Efficient Pricing

We have a value-based pricing approach


Stakeholder value and Partnership

Partnering with all our stakeholders to create long term value

Agile IT and data analytics

Agile and mean tech systems to enhance process speed/productivity enabling rapid growth

Organisational structure and talent

Lean physical setup, mean technology base- supporting our ‘phygital model’ to grow at scale and speed