Products

Moneyboxx Unsecured Business Loan

Moneyboxx Unsecured Business Loan is tailor made to suit micro entrepreneurs with easy, transparent, and quick financing option for the customers.

This loan amount ranges from INR 50,000 to INR 3,00,000 with a tenure that ranges from 12 months to 24 months.

This unsecured facility is offered to serve the working capital requirements of small business in manufacturing, trading, services, and livestock segment.

Our Differentiated Approach

Direct to Customer

Reaching out to customers directly without third-party agents, hence focusing on relationship based business & not product based approach

Leveraging IT in decision making

Combination of human knowledge & technology to acquire & understand customers in the underserved micro enterprises space

Diversification

Spreading risk cautiously across sectors & geographies to ensure lesser risk of conditions affecting different sectors over time

Cluster Approach

Following a cluster based approach, wherein we focus scaling up in particular geographies, thereby maximising the value we can extract from localised economic development

In-depth Study

Customer's enterprise is studied in depth & the trades are continously monitored incorporating the changes in the credit evaluation tool accordingly

Analytics

Crunching of data points at backend for segmental understanding of small but valued businesses

Customized Methodology

Unique methodology for a diverse set of micro enterprises focusing on ones in manufacturing, trading, services & livestock segment

Strong underwriting

Robust credit underwriting backed by non traditional & non financial alternative data sources & sector specific inputs